| We
obtain personal and/or business information needed
to provide you with our goods and services. |
| When
Incom Direct collects information directly
from you, we obtain the information in order to
provide you with our goods or services, to provide
customer service and to fulfill any legal or regulatory
requirements. When we obtain information about consumers
and merchants from third parties, we use sources
that we believe are reputable, including public
repositories. |
| The
only personal information we collect is information
you provide us. |
| The
only information we collect about you is information
that you provide us. This information may include,
for example, your name, mailing address, e-mail
address and telephone number. If you supply us with
personal data and request information from us, we
will contact you to provide you with the information
you requested. We may also contact you to follow
up on your job opportunity inquiries, or we may
send you other information about Incom Direct
and its products or services that we believe you
would find interesting or helpful. |
| We
are committed to protecting the confidentiality
of your personal and /or business information. |
|
Incom Direct's policies limit access to
the personal information we collect to those Incom
employees and Incom vendors who need the information
to fulfill their business responsibilities. We
require our employees to adhere to Incom Direct's
Privacy Policy. Employees who violate the Incom
Privacy Policy are subject to disciplinary action,
up to and including dismissal.
When Incom collects personal and/or business
information about you, we handle this information
in accordance with the terms and conditions in
the applicable merchant agreements that we use.
When Incom Direct engages vendors and other
outside contractors, they are subject to their
own policy statements and our contractual requirements.
For purposes of credit reporting, verification
and risk management, we may share information
about you with third parties. We also will disclose
information in response to a request issued by
a court, government agency or regulatory authority.
|
| We
will inform you about the general uses of the information
we collect about you. |
|
When we have a direct customer relationship with
you, we will strive to make information available
to you about the general uses of the information
we collect. This information is made available
at the point of sale, through privacy notices
on our website, in other formats that are publicly
available, or through other means specified by
applicable state and federal laws. In addition,
when Incom obtains personal information about
consumers indirectly through our merchants, we
require the merchants to abide by all applicable
local, state and federal laws and regulations. |
| We
strive to give you choices about how your information
will be used. |
|
When we obtain personal information as part of
our direct relationship with you, we will not
share this information with non-affiliated third
parties, except in the following circumstances:
|
 |
In accordance
with the Incom Direct Privacy Policy; |
|
To facilitate
and complete merchant-initiated or authorized transactions; |
|
To comply
with federal, state and local laws, including credit
reporting laws and card association rules; |
|
To combat
and/or prevent fraud; |
|
To
offer products and services that Incom Direct
believes may be of interest to you. |
| Because
your needs may change, and Incom regularly develops
new products and services, we may contact you to
determine if we can provide you with additional
services. Most of our customers appreciate hearing
about our new products and services and prefer that
we continue to contact them. If you would prefer
not to be contacted we will make information available
to you about how you may request to have your name
removed from any Incom owned marketing lists. |
| We
maintain procedures to assure the quality of information
we collect and, in some instances, we inform you
how you can access your information and make corrections,
if necessary. |
|
Incom Direct employs appropriate measures
to assure the quality of information that we collect
directly from you. In some instances, where Incom
collects information directly from you, we inform
you how to correct any erroneous or out-of-date
information stored in our database. These requirements
and procedures may vary by each Incom business
activity. We abide by applicable laws related
to such information. |
| We
use appropriate security safeguards. |
At
Incom Direct, security is important. Incom
employs appropriate measures to protect personal
information collected against unauthorized access,
disclosure, alteration or destruction. These measures
may include, among others, encryption, physical
access security and other appropriate technologies.
Incom continually reviews and enhances its security
systems, as necessary.
|
| Incom-Direct's Website may be linked to other Web
sites. |
| Incom
strives to meet our privacy program standards. In
doing so, we do the following: |
|
Employee
privacy training and employee compliance related
to the Privacy Policy |
|
Periodic
assessments of Incom Direct's compliance
with this Privacy Policy |
|
Periodic
management review to ensure that Incom actively
participates in appropriate privacy activities,
including self-regulatory initiatives |
| How
the Incom Direct Privacy Policy applies to
you. |
|
The examples contained in this Privacy Policy
are illustrations only, and they are not intended
to be all-inclusive. If you decide to close your
merchant account or become an inactive customer,
or if our vendors close or suspend your account,
our Privacy Policy, as it may exist from time
to time, will continue to apply. We may amend
this Privacy Policy at any time, and we will inform
you of changes as required by law. You may have
other privacy protections under state laws, and
we will comply with applicable state laws when
we disclose information about you. This Privacy
Policy applies to all accounts you may have with
us, and it replaces all our previous disclosures
to you about our information practices.
|
| If
you have any questions or comments about the Incom
International Privacy Policy, please contact: |
Incom Direct, LLC
Legal Department
2460 West 26th Avenue, Suite 260-C
Denver, CO 80211 |
| Incom
Direct's Privacy Policy is currently applicable
only to Incom Direct's United States customers
and visitors to our website. Cross-border or international
transactions may have their own rules and practices. |
